Saving for College 101 Here’s a crash course on saving for college. Related Content What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.